Revised Interest Rates With Effect From 06-10-2022
Savings Bank Deposit
03.50%
Sl.No
Type of Loan
Rate of Interest
1
Housing Loan
up to Rs. 25,00,000/-
07.75%
Above Rs.25,00,000/- to Rs.1,40,00,000/-
08.00%
2
Gold Loan
07.45%
3
SSI Loan, Term Loan & Machinery loan
11.50%
4
Cash Credit Loan, Over Draft Loan,
12.00%
5
Loan On Mortgage of Property
11.00%
6
Micro, Small and Medium Enterprise (MSME) Loan
10.50%
13.00%
8
14.50%
9
Pledge Loan
up to Rs. 5 Crore
08.50%
Rs. 5 Crore and Above
12.50%
18.00%
14.00%
Hypothecation Loans
Personal/Private
Two Wheeler
New vehicle (Car)
Old vehicle
Commercial
New vehicle (Car / Taxi)
10.00%
New vehicle (Others)
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