About Us » Interest Rates
Rate Of Interest On Savings Deposit
 
Particulars Rate of Interest

Savings Bank Deposit

Up to Rs. 1,00,000/-

4.00%

Above Rs. 1,00,000/-

5.00%

Rate of Interest On Deposits
 
Period Rate of Interest
15 Days To 90 Days 6.00 %
91 Days To 180 Days 8.00 %
181 Days To 1 Year 8.50 %
Above 1 Year To 2 years 9.50 %
Above 2 Years To 5 years 10.00 %
For Senior Citizens (above 60 years) 0.50% additional interest will be paid, if the deposits are for above 1 year period.
Special Interest Rates On Deposits
 
Period Rate of Interest
15 Days To 180 Days 8.50 %
Minimum Deposit Rs 15 lakhs & Above. No penalty for premature closures
Rate of Interest On Golden Jubilee Deposits
 
Particulars Term Rate of Interest Minimum Deposit (Rs)
Golden Jubilee Cash Certificate 50 Months
10.50%
1,000 / -
Golden Jubilee Cash Certificate 50 Months
11.00%
15,00,000 / -
Golden Jubilee Fixed Deposit 500 Days
10.00%
1,000 / -
Golden Jubilee Fixed Deposit 500 Days
10.50%
15,00,000 / -
For Senior Citizens (above 60 years) 0.50% additional interest will be paid.
Interest Rates on Loans
   
 

Sl.No

Type of Loan

Rate of Interest

1

Housing Loan

up to Rs. 25,00,000/-

12.00%

Rs.25,00,000/- to Rs.70,00,000/-

14.00%

2

Gold Loan

13.00%

3

SSI Loan, Term Loan & Machinery loan

14.50%

4

Cash Credit Loan, Over Draft Loan,

15.00%

5

Loan On Mortgage of Property

14.50%

6
Joint Loan & Instalment Joint Loan 14.00%

7

Consumable Article Loan

15.00%

8

Pledge Loan

13.00%

9
NSC/LIC/Share/Bonds/ and all other Loans

15.00%

10
Loan for Purchase of Vacant Sites, Construction of Commercial Building, Loan (OD/CC/LMP) on Vacant Sites, Loan for Real Estate Business

15.00%

11
Rental Discount Scheme

13.50%

12

Fresh Car Loans

Personal

Up to 3 years

13.00%

Above 3 years up to 4 years

14.00%

Above 4 years up to 5 years

15.00%

Commercial

Up to 3 years

14.00%

Above 3 years up to 4 years

15.00%

Above 4 years up to 5 years

16.00%

13

Hypothecation Loans

Personal/Private

New vehicle

14.00%

Old vehicle

15.00%

Commercial

New vehicle

15.00%

Old vehicle

16.00%

 

Contact Your Nearest Branch for further details.


 
 
» Savings Deposit
» Current Deposit
» Fixed Deposit
» Mangala Cash Certificate
» Cumulative Term Deposit
» Golden Jubilee Deposits
 
 

» Deposit Loan
» Joint & Installment Loan
» NSC & LIC Bond Loan
» Shares & Debentures Loan
» Gold loan
» Pledge Loan
» Mortgage of Property
» Hypothecation for loan
» Machinery Loan
» Consumable Article Loan
» Housing Loan
» Cash Credit Loan
» Rental Discounting Scheme

 
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